SafePays

AEPS & Micro ATM Services

Enable Aadhaar-enabled banking services with secure authentication and real-time processing

Banking Services Through Aadhaar Authentication

Our AEPS (Aadhaar Enabled Payment System) service allows customers to perform banking transactions using their Aadhaar number and biometric authentication. This government-backed initiative promotes financial inclusion by enabling banking services in remote areas where traditional banking infrastructure is limited.

Combined with our Micro ATM services, we provide a comprehensive solution for last-mile banking connectivity, especially beneficial for rural and semi-urban populations.

Cash Withdrawal

Enable customers to withdraw cash from their bank accounts using Aadhaar authentication and biometric verification at any authorized AEPS outlet.

Balance Enquiry

Allow customers to instantly check their account balance through Aadhaar-based authentication without any transaction fees.

Mini Statement

Provide customers with the last 10 transactions of their bank account through secure Aadhaar authentication.

Business Value

High Daily Transaction Volume

AEPS services consistently generate high transaction volumes, providing steady revenue streams for agents and partners. The essential nature of these services ensures regular customer visits and repeat transactions.

Strong Rural & Semi-Urban Demand

With limited banking infrastructure in rural areas, AEPS services fill a critical gap, creating substantial demand among underserved populations. This presents significant market expansion opportunities for businesses.

Government-Backed Trust

As a government-initiated program, AEPS carries inherent trust and credibility, making it easier to onboard customers and build confidence in digital financial services.

How It Works

1

Customer Request

Customer approaches an agent with their Aadhaar number and requests a banking service (withdrawal, balance enquiry, etc.).

2

Biometric Authentication

Agent captures the customer's fingerprint/biometric data through a certified AEPS device and initiates the transaction.

3

Real-Time Processing

Transaction is securely processed through NPCI's AEPS gateway with immediate authentication and authorization.

4

Instant Confirmation

Customer receives instant confirmation of the transaction along with a printed receipt for their records.

Ready to Offer AEPS Services?

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